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Dive into a collection of past posts and rediscover timeless content.
Portfolio Update - June 2026
Eric T
LockSimple

Jul 15, 2026

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1 min read

Portfolio Update - June 2026

The updates are live. May was about getting setup to pay the mortgage, that's cash management.

S&P 500 vs Nasdaq-100 Holdings Overlap: 86 of 100 Repeat
Eric T

Jul 13, 2026

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12 min read

S&P 500 vs Nasdaq-100 Holdings Overlap: 86 of 100 Repeat

Compare S&P 500 and Nasdaq-100 holdings to see the real overlap, what QQQ adds beyond SPY, and whether combining both actually diversifies your portfolio.

Why I Don't Own REITs: The Compounding Math Canadians Miss
Eric T

Jul 6, 2026

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4 min read

Why I Don't Own REITs: The Compounding Math Canadians Miss

REITs offer yield but trade away compounding. Here is why I have no REITs and what replaced them in my portfolio. The yield math wasn't working as you would assume.

RRSP and RRIF at Death in Canada: How to Avoid the 50% Tax Bill
Eric T

Jun 29, 2026

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8 min read

RRSP and RRIF at Death in Canada: How to Avoid the 50% Tax Bill

Most retirees minimize RRSP withdrawals to save on taxes today — and hand half the balance to CRA at death. Here's the Canadian strategy to avoid it.

All-In-One ETFs in Canada: XEQT vs VEQT and Which One to Buy
Eric T

Jun 22, 2026

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9 min read

All-In-One ETFs in Canada: XEQT vs VEQT and Which One to Buy

Compare XEQT, and VEQT ETF in Canada. See country allocations, fees, and which risk category fits your retirement timeline.

Portfolio Update - May 2026
Eric T
LockSimple

Jun 21, 2026

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2 min read

Portfolio Update - May 2026

The updates are live. May was about getting setup to pay the mortgage, that's cash management.

Best S&P 500 ETF in Canada: VFV vs VOO vs VSP
Eric T

Jun 1, 2026

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8 min read

Best S&P 500 ETF in Canada: VFV vs VOO vs VSP

Compare VFV, VOO, and VSP to see how currency, hedging, taxes, and account type affect the best S&P 500 ETF choice for Canadians.

Filtering the Market Noise
Eric T

May 26, 2026

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4 min read

Filtering the Market Noise

Will the S&P 500 underperform? Will the TSX overperform? How should you read the tea leaves?

Portfolio Update - April 2026
Eric T
LockSimple

May 18, 2026

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2 min read

Portfolio Update - April 2026

The updates are live. April was about doing nothing and seeing the portfolio bounce back.

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