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Dive into a collection of past posts and rediscover timeless content.
How the Stock Market Works: A Simple Guide for New Investors
Eric T

Mar 14, 2026

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9 min read

How the Stock Market Works: A Simple Guide for New Investors

The stock market can seem confusing at first. Prices move constantly, financial news is full of jargon, and many people assume investing is complicated. In reality, the stock market is simply a marketplace where investors buy ownership in businesses. Once you understand that idea, the entire system becomes much easier to grasp.

The Myth of Forever Dividend Stocks
Eric T

Mar 11, 2026

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14 min read

The Myth of Forever Dividend Stocks

Can you really hold dividend stocks forever? Learn why “forever dividend stocks” are often an illusion and how slower growth can quietly reduce long-term returns.

A Plumber, a $3M Portfolio, and What We Can Learn
Eric T

Mar 2, 2026

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10 min read

A Plumber, a $3M Portfolio, and What We Can Learn

A real-life $3M retirement portfolio story and the lessons behind it—saving discipline, dividend investing, tax efficiency, and why having a clear retirement number changes everything.

The Layer Cake Portfolio Strategy
Eric T

Feb 23, 2026

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12 min read

The Layer Cake Portfolio Strategy

Learn how the Layer Cake Portfolio Strategy structures your investments by role, not ratio — and how to adjust your portfolio through every life stage.

Portfolio Update - January 2026
Eric T
LockSimple

Feb 19, 2026

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4 min read

Portfolio Update - January 2026

The updates are live. January is about the Corp Account.

Your Retirement Number Isn’t an Exit — It’s a Signal to Switch Gears
Eric T

Feb 9, 2026

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11 min read

Your Retirement Number Isn’t an Exit — It’s a Signal to Switch Gears

Your retirement number isn’t about quitting work. It’s the signal to shift from accumulation to strategy and start planning a resilient, flexible retirement.

TBNK vs Canadian Bank Stocks: A Simpler Way to Own the Big Six Banks
Eric T

Feb 2, 2026

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8 min read

TBNK vs Canadian Bank Stocks: A Simpler Way to Own the Big Six Banks

Managing Canadian bank stocks is harder than it looks. Learn how TBNK simplifies Big Six bank exposure with a rules-based, low-maintenance ETF approach.

Thoughts on 2025 Popular Canadian Stocks
Eric T

Jan 26, 2026

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8 min read

Thoughts on 2025 Popular Canadian Stocks

Investing is more about emotional comfort than risk or safety. Risk and safety are words used to actually capture your emotion comfort.

The Biggest Investing Mistakes That Quietly Kill Long-Term Wealth
Eric T

Jan 22, 2026

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16 min read

The Biggest Investing Mistakes That Quietly Kill Long-Term Wealth

The biggest investing mistakes aren’t obvious — they’re behavioural. This guide breaks down the quiet decisions that slow compounding, explains why most investors underperform despite good intentions, and shows how a simple, structured plan can outperform constant activity over time.

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a smart investing journey

Smart investing strategies to build wealth, reach your financial goals, and create the freedom to live life on your terms.

Disclaimer

A smart investing journey is not a licensed financial advisor, planner, or securities dealer. The content on this website is for educational and informational purposes only and reflects our personal opinions. It should not be interpreted as financial, legal, or investment advice, and it may not be suitable for your specific situation. Always do your own research and consider speaking with a qualified professional before making financial decisions.

Some articles may contain external links for convenience and learning. A smart investing journey is not responsible for the content, accuracy, or policies of these external sites.

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