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Dive into a collection of past posts and rediscover timeless content.
Thoughts on 2025 Popular Canadian Stocks
Eric T

Jan 26, 2026

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8 min read

Thoughts on 2025 Popular Canadian Stocks

Investing is more about emotional comfort than risk or safety. Risk and safety are words used to actually capture your emotion comfort.

The Biggest Investing Mistakes That Quietly Kill Long-Term Wealth
Eric T

Jan 22, 2026

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16 min read

The Biggest Investing Mistakes That Quietly Kill Long-Term Wealth

The biggest investing mistakes aren’t obvious — they’re behavioural. This guide breaks down the quiet decisions that slow compounding, explains why most investors underperform despite good intentions, and shows how a simple, structured plan can outperform constant activity over time.

Life Annuities in Canada: When Guaranteed Income Matters Most
Eric T

Jan 8, 2026

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10 min read

Life Annuities in Canada: When Guaranteed Income Matters Most

Life annuities aren’t investments — they’re insurance against outliving your money. Learn when guaranteed income matters most in a Canadian retirement plan.

Where to Park Cash in Canada: Safe Interest-Only ETFs (Quick Guide)
Eric T

Jan 7, 2026

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6 min read

Where to Park Cash in Canada: Safe Interest-Only ETFs (Quick Guide)

Holding cash and not sure what to do with it? This quick guide explains safe cash ETFs in Canada, how they work, and when they actually make sense.

The Chowder Rule Explained: Balancing Dividend Yield, Growth, and Total Return
Eric T

Jan 4, 2026

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8 min read

The Chowder Rule Explained: Balancing Dividend Yield, Growth, and Total Return

Learn how the Chowder Rule balances dividend yield and growth to support long-term total return—and how to use it wisely as a dividend investor.

Wealth Portfolio vs Income Portfolio: Why Your Investing Strategy Must Change Over Time
Eric T

Dec 17, 2025

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8 min read

Wealth Portfolio vs Income Portfolio: Why Your Investing Strategy Must Change Over Time

Your portfolio must match your purpose. Early on, you need a wealth-building portfolio for growth; later, you need an income portfolio for reliable cash flow. Mixing the two too early is one of the most common and costly investing mistakes.

How Long Does It Take to Double Your Money?
Eric T

Dec 9, 2025

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9 min read

How Long Does It Take to Double Your Money?

Doubling your money isn’t luck — it’s predictable. Most people have no idea how long it will actually take them, but you can calculate your exact 2X timeline in minutes.

The Truth Banks Won’t Tell You: Mutual Funds Are Costing You a Fortune
Eric T

Nov 29, 2025

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6 min read

The Truth Banks Won’t Tell You: Mutual Funds Are Costing You a Fortune

Mutual funds are still the #1 product pushed by Canadian banks. Not because they’re good for you, but because they’re extremely profitable for them. With management fees often 20x higher than ETFs, most mutual funds fail to outperform the market and quietly drain your long-term wealth through avoidable fees.

CDRs Explained: A Simpler Way for Canadians to Invest in U.S. Companies
Eric T

Nov 23, 2025

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8 min read

CDRs Explained: A Simpler Way for Canadians to Invest in U.S. Companies

Invest in U.S. companies without U.S. dollars. This guide explains CDRs, pros and cons, and when they make sense for Canadian investors. Includes a full list of available Canadian CDRs.

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