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Dive into a collection of past posts and rediscover timeless content.
Caterpillar vs Fastenal Stock: CAT vs FAST Business Models
Eric T

Oct 26, 2026

•

8 min read

Caterpillar vs Fastenal Stock: CAT vs FAST Business Models

Caterpillar vs Fastenal: how an installed-base moat differs from a repeat-purchase moat, and which industrial business model compounds more steadily.

Portfolio Update - September 2026
Eric T
LockSimple

Oct 19, 2026

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1 min read

Portfolio Update - September 2026

The updates are live. August had no changes.

Portfolio Update - August 2026
Eric T
LockSimple

Sep 29, 2026

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1 min read

Portfolio Update - August 2026

The updates are live. August had no changes.

VOO vs VOOG Compared: 147 Stocks, Same S&P 500 Universe
Eric T

Sep 25, 2026

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10 min read

VOO vs VOOG Compared: 147 Stocks, Same S&P 500 Universe

VOOG reweights the same S&P 500 stocks toward Nvidia and tech, removing energy and staples. See exactly what this growth tilt costs a Canadian investor.

Portfolio Update - July 2026
Eric T
LockSimple

Aug 24, 2026

•

1 min read

Portfolio Update - July 2026

The updates are live. July was just steady.

Big Five Traits: How Your Personality Shapes Your Portfolio
Eric T

Aug 17, 2026

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10 min read

Big Five Traits: How Your Personality Shapes Your Portfolio

The Big Five personality traits predict specific investing mistakes. Take the test, then see what your portfolio already reveals about your behavior.

AI and Software Moats: Why Pricing Models Are Breaking
Eric T

Aug 10, 2026

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9 min read

AI and Software Moats: Why Pricing Models Are Breaking

AI is breaking the seat-license model. Here's the investing framework for telling a real moat from customer friction before you buy the stock.

Emergency Fund as Insurance: Why Cash Isn't the Only Option
Eric T

Aug 3, 2026

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10 min read

Emergency Fund as Insurance: Why Cash Isn't the Only Option

An emergency fund is a self-funded insurance policy, not a cash-only rule. Here's how to size it with probability and risk instead of a generic formula.

AI Investing Framework: Six Layers, Where Value Accumulates
Eric T

Jul 27, 2026

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10 min read

AI Investing Framework: Six Layers, Where Value Accumulates

Layer-by-layer AI investing guide: chips, cloud, models, and existing businesses. Why Canadian ETF investors may already have more AI exposure than they think.

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