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Dive into a collection of past posts and rediscover timeless content.
Portfolio Update - March 2026
Eric T
LockSimple

Apr 10, 2026

•

5 min read

Portfolio Update - March 2026

The updates are live. March was about seeing DRIP at work. Slow but a start.

Volatility is the Price of Admission
Eric T

Apr 2, 2026

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5 min read

Volatility is the Price of Admission

Most investors fear volatility. The best accept it. Here’s how to stay invested, build conviction, and navigate markets with a clear framework.

A 3 ETF Portfolio for Retirement: Simple, But Not That Simple
Eric T

Mar 24, 2026

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8 min read

A 3 ETF Portfolio for Retirement: Simple, But Not That Simple

Not all simple portfolios are well-designed. This review of a 3 ETF strategy (XEQT, HDIV, ZDB) explains where it works, where it breaks, and how to think about income vs total return in retirement.

Portfolio Update - February 2026
Eric T
LockSimple

Mar 16, 2026

•

5 min read

Portfolio Update - February 2026

The updates are live. February was about setting up the foundation.

How the Stock Market Works: A Simple Guide for New Investors
Eric T

Mar 14, 2026

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9 min read

How the Stock Market Works: A Simple Guide for New Investors

The stock market can seem confusing at first. Prices move constantly, financial news is full of jargon, and many people assume investing is complicated. In reality, the stock market is simply a marketplace where investors buy ownership in businesses. Once you understand that idea, the entire system becomes much easier to grasp.

The Myth of Forever Dividend Stocks
Eric T

Mar 11, 2026

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14 min read

The Myth of Forever Dividend Stocks

Can you really hold dividend stocks forever? Learn why “forever dividend stocks” are often an illusion and how slower growth can quietly reduce long-term returns.

A Plumber, a $3M Portfolio, and What We Can Learn
Eric T

Mar 2, 2026

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10 min read

A Plumber, a $3M Portfolio, and What We Can Learn

A real-life $3M retirement portfolio story and the lessons behind it—saving discipline, dividend investing, tax efficiency, and why having a clear retirement number changes everything.

The Layer Cake Portfolio Strategy
Eric T

Feb 23, 2026

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12 min read

The Layer Cake Portfolio Strategy

Learn how the Layer Cake Portfolio Strategy structures your investments by role, not ratio — and how to adjust your portfolio through every life stage.

Portfolio Update - January 2026
Eric T
LockSimple

Feb 19, 2026

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4 min read

Portfolio Update - January 2026

The updates are live. January is about the Corp Account.

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