📓 Investor's Log

Welcome to the rambling section about reaching your goals and live life to the fullest! It's all about exiting the rate race and living under your own terms.

AI Investing Framework: Six Layers, Where Value Accumulates

Jul 27, 2026

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10 min read

AI Investing Framework: Six Layers, Where Value Accumulates

Layer-by-layer AI investing guide: chips, cloud, models, and existing businesses. Why Canadian ETF investors may already have more AI exposure than they think.

Dual-Listed Stocks Canada: TSX/NYSE Journaling Explained

Jul 20, 2026

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7 min read

Dual-Listed Stocks Canada: TSX/NYSE Journaling Explained

How dual-listed stocks let Canadian investors journal shares between TSX and NYSE, collect dividends in U.S. dollars, and cut unnecessary conversion costs.

Why I Don't Own REITs: The Compounding Math Canadians Miss

Jul 6, 2026

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4 min read

Why I Don't Own REITs: The Compounding Math Canadians Miss

REITs offer yield but trade away compounding. Here is why I have no REITs and what replaced them in my portfolio. The yield math wasn't working as you would assume.

May 26, 2026

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4 min read

Filtering the Market Noise

Will the S&P 500 underperform? Will the TSX overperform? How should you read the tea leaves?

Top Holdings of Superinvestors: The Patterns Behind Their Top Holdings

Apr 25, 2026

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6 min read

Top Holdings of Superinvestors: The Patterns Behind Their Top Holdings

Explore the top holdings of well-known superinvestors and learn the recurring investment patterns that drive long-term portfolio performance.

Apr 2, 2026

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5 min read

Volatility is the Price of Admission

Most investors fear volatility. The best accept it. Here’s how to stay invested, build conviction, and navigate markets with a clear framework.

A 3 ETF Portfolio for Retirement: Simple, But Not That Simple

Mar 24, 2026

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8 min read

A 3 ETF Portfolio for Retirement: Simple, But Not That Simple

Not all simple portfolios are well-designed. This review of a 3 ETF strategy (XEQT, HDIV, ZDB) explains where it works, where it breaks, and how to think about income vs total return in retirement.

Mar 11, 2026

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14 min read

The Myth of Forever Dividend Stocks

Can you really hold dividend stocks forever? Learn why “forever dividend stocks” are often an illusion and how slower growth can quietly reduce long-term returns.

A Plumber, a $3M Portfolio, and What We Can Learn

Mar 2, 2026

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10 min read

A Plumber, a $3M Portfolio, and What We Can Learn

A real-life $3M retirement portfolio story and the lessons behind it—saving discipline, dividend investing, tax efficiency, and why having a clear retirement number changes everything.

TBNK vs Canadian Bank Stocks: A Simpler Way to Own the Big Six Banks

Feb 2, 2026

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8 min read

TBNK vs Canadian Bank Stocks: A Simpler Way to Own the Big Six Banks

Managing Canadian bank stocks is harder than it looks. Learn how TBNK simplifies Big Six bank exposure with a rules-based, low-maintenance ETF approach.

Thoughts on 2025 Popular Canadian Stocks

Jan 26, 2026

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8 min read

Thoughts on 2025 Popular Canadian Stocks

Investing is more about emotional comfort than risk or safety. Risk and safety are words used to actually capture your emotion comfort.