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🎓 Investor Academy

Investing is a long journey with a lot to learn but not everything needs to be known all at once. Take your time and make progress.

How Long Does It Take to Double Your Money?
Eric T

Dec 9, 2025

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9 min read

How Long Does It Take to Double Your Money?

Doubling your money isn’t luck — it’s predictable. Most people have no idea how long it will actually take them, but you can calculate your exact 2X timeline in minutes.

The Truth Banks Won’t Tell You: Mutual Funds Are Costing You a Fortune
Eric T

Nov 29, 2025

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6 min read

The Truth Banks Won’t Tell You: Mutual Funds Are Costing You a Fortune

Mutual funds are still the #1 product pushed by Canadian banks. Not because they’re good for you, but because they’re extremely profitable for them. With management fees often 20x higher than ETFs, most mutual funds fail to outperform the market and quietly drain your long-term wealth through avoidable fees.

CDRs Explained: A Simpler Way for Canadians to Invest in U.S. Companies
Eric T

Nov 23, 2025

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8 min read

CDRs Explained: A Simpler Way for Canadians to Invest in U.S. Companies

Invest in U.S. companies without U.S. dollars. This guide explains CDRs, pros and cons, and when they make sense for Canadian investors. Includes a full list of available Canadian CDRs.

The Most Common Investing Strategies Explained
Eric T

Nov 22, 2025

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9 min read

The Most Common Investing Strategies Explained

There are countless ways to invest your money, but most investors end up choosing one or two core strategies that match their goals, personality, and comfort with volatility. Below is a complete overview of the most common investing strategies with examples and a clear explanation of why investors use each one.

Your First $100K: Why It’s the Toughest and Exactly How to Get There
Eric T

Nov 16, 2025

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6 min read

Your First $100K: Why It’s the Toughest and Exactly How to Get There

Ready to hit your first $100K? Follow a proven plan to save, invest, and grow wealth with confidence—no shortcuts, just smart strategy.

Diversification — The Other Half of a Balanced Portfolio
Eric T

Nov 13, 2025

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8 min read

Diversification — The Other Half of a Balanced Portfolio

Diversification spreads your investment risk across companies, sectors, and countries. Learn how it complements asset allocation to create a portfolio that’s both resilient and efficient.

Asset Allocation — The Foundation of Every Portfolio
Eric T

Nov 10, 2025

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7 min read

Asset Allocation — The Foundation of Every Portfolio

Learn how to set your asset allocation (the mix), understand the major asset classes, why fixed income isn’t always “guaranteed,” and how quarterly rebalancing buys low and sells high without timing the market.

Investment Planning — Reach Your Goals Faster
Eric T

Oct 26, 2025

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12 min read

Investment Planning — Reach Your Goals Faster

Reach your goals faster with a step-by-step investment plan that connects your income, timeline, and investor profile. Learn how to automate, measure, and stay the course — one milestone at a time.

The Investor’s Guide to Understanding Risk
Eric T

Oct 15, 2025

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16 min read

The Investor’s Guide to Understanding Risk

Do you really know what your investor profile says about you? Take a quick look inside the world of risk, the Big Mac Index, and what they reveal about your path to financial freedom.

Bonds Guide: How to Buy Bonds and When to Use Them
Eric T

Sep 30, 2025

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13 min read

Bonds Guide: How to Buy Bonds and When to Use Them

Bonds have a place in your portfolio, but they need to be part of a well-defined strategy, not just any strategy. A wealth-building and decumulating strategy you believe in.

Retirement Planning with the Bucket Strategy: How It Works and How to Execute It
Eric T

Sep 29, 2025

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13 min read

Retirement Planning with the Bucket Strategy: How It Works and How to Execute It

Switching to retirement overnight is risky. Retirement requires some preparation to avoid taking a significant risk with early withdrawals and prevent unforgivable withdrawals during a market crash.

Building Your Investing Rules: Never Let Your Investment Fail You
Eric T

Sep 27, 2025

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8 min read

Building Your Investing Rules: Never Let Your Investment Fail You

Investing can be very simple. Retire when you want with clear goals, a solid plan, and specific guidelines. You can achieve your goals faster and with a lot less anxiety. No need for gambling or swinging for the fences.

Portfolio Benchmarking Guide for DIY Investors
Eric T

Sep 27, 2025

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11 min read

Portfolio Benchmarking Guide for DIY Investors

Investing isn't just about picking stocks or ETFs; it's about achieving an end goal. It could be buying a house, pursuing a micro-retirement, achieving financial freedom, or planning for retirement. Benchmarking helps you ensure you are best set up to achieve those goals during your lifetime.

Your Ultimate Guide to Canadian Investment Accounts: TFSA, FHSA, and RRSP
Eric T

Sep 27, 2025

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15 min read

Your Ultimate Guide to Canadian Investment Accounts: TFSA, FHSA, and RRSP

Don't be overwhelmed by all the accounts available to invest. Use this simple guide to make sense of them and understand where to get started. This guide makes it easy to navigate how to put your money to work!

Best Online Brokers in Canada: Complete Comparison & Reviews
Eric T

Sep 26, 2025

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14 min read

Best Online Brokers in Canada: Complete Comparison & Reviews

Choosing a broker isn't hard! Only a few items to consider before you get started. Identify what matters to you with a trading platform and start investing your money.

The Ultimate Canadian Investment Income Tax Guide
Eric T

Sep 25, 2025

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10 min read

The Ultimate Canadian Investment Income Tax Guide

Keep More of Your Money! If you are not careful, taxes can easily erode your profits. Make sure to follow these basic rules for each of your investment accounts.


a smart investing journey

Smart investing strategies to build wealth, reach your financial goals, and create the freedom to live life on your terms.

Disclaimer

A smart investing journey is not a licensed financial advisor, planner, or securities dealer. The content on this website is for educational and informational purposes only and reflects our personal opinions. It should not be interpreted as financial, legal, or investment advice, and it may not be suitable for your specific situation. Always do your own research and consider speaking with a qualified professional before making financial decisions.

Some articles may contain external links for convenience and learning. A smart investing journey is not responsible for the content, accuracy, or policies of these external sites.

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